/* ==========================================================================
   FinanceCalc — gedeelde stijlen voor de rekentools
   ========================================================================== */

.mt-16 { margin-top: 16px; }
.mt-20 { margin-top: 20px; }
.d-block { display: block; }

/* ---------- Layout: formulier links, resultaat rechts (sticky) ---------- */
.calc-layout { display: grid; grid-template-columns: minmax(0, 1fr); gap: 20px; align-items: start; }
@media (min-width: 1024px) {
  .calc-layout { grid-template-columns: minmax(0, 1fr) 420px; gap: 28px; }
  .calc-result { position: sticky; top: calc(var(--header-h) + 20px); }
}
.calc-form { display: grid; grid-template-columns: minmax(0, 1fr); gap: 16px; min-width: 0; }
.calc-result { display: grid; grid-template-columns: minmax(0, 1fr); gap: 16px; min-width: 0; }

@media (min-width: 560px) { .choice-cards.cols-2 { grid-template-columns: repeat(2, 1fr); } }

/* ---------- Voordelen ---------- */
.benefit + .benefit { border-top: 1px solid var(--border); }
.benefit-body { padding: 4px 0 16px; }
.benefit .switch-row { border-top: 0 !important; }
.disclosure > summary .section-title { display: inline-flex; flex-wrap: wrap; }

/* ---------- Resultaatkaart ---------- */
.result-card { padding: 24px; overflow: hidden; }
@media (min-width: 768px) { .result-card { padding: 28px; } }
.result-head { padding-bottom: 20px; }
.result-kicker { font-size: 0.9rem; font-weight: 600; color: var(--text-2); }
.result-value {
  margin-top: 6px; font-family: var(--font-display); font-weight: 800; letter-spacing: -0.035em; line-height: 1.05;
  font-size: clamp(2.4rem, 6vw, 3.1rem); color: var(--text);
}
.result-value .cents { font-size: 0.55em; color: var(--text-3); font-weight: 700; letter-spacing: -0.02em; }
.result-sub { margin-top: 8px; color: var(--text-2); font-size: 0.9rem; }
.result-sub b { color: var(--text); font-weight: 600; }

.delta {
  display: inline-flex; align-items: center; gap: 4px; margin-left: 8px; padding: 2px 8px; border-radius: 999px;
  font-family: var(--font-sans); font-size: 0.78rem; font-weight: 600; letter-spacing: 0; vertical-align: middle;
  opacity: 0; transform: translateY(2px); transition: opacity 0.2s, transform 0.2s;
}
.delta.is-visible { opacity: 1; transform: none; }
.delta.up { color: var(--positive); background: var(--positive-50); }
.delta.down { color: var(--text-2); background: var(--surface-3); }

/* Gestapelde balk */
.stackbar { display: flex; gap: 2px; height: 10px; border-radius: 999px; overflow: hidden; background: var(--surface-3); }
.stackbar .seg { height: 100%; transition: flex-basis 0.45s var(--ease); flex: 0 0 0%; }
.stackbar .seg:first-child { border-radius: 999px 0 0 999px; }
.stackbar .seg:last-child { border-radius: 0 999px 999px 0; }
.seg-netto, .sw-netto { background: var(--data-netto); }
.seg-rsz, .sw-rsz { background: var(--data-rsz); }
.seg-bv, .sw-bv { background: var(--data-bv); }
.seg-bbsz, .sw-bbsz { background: var(--data-bbsz); }
.legend { display: grid; grid-template-columns: repeat(2, 1fr); gap: 6px 16px; margin-top: 12px; }
.legend li { display: flex; align-items: center; gap: 8px; font-size: 0.8rem; color: var(--text-2); }
.legend li b { margin-left: auto; font-weight: 600; color: var(--text); }
.legend .sw { width: 10px; height: 10px; border-radius: 3px; flex-shrink: 0; }

/* Uitsplitsing (waterval) */
.breakdown { margin: 20px -24px 0; border-top: 1px solid var(--border); }
@media (min-width: 768px) { .breakdown { margin: 20px -28px 0; } }
.bd-row {
  display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: center; gap: 12px;
  padding: 11px 24px; font-size: 0.9rem; border-bottom: 1px solid var(--border); transition: background 0.6s;
}
@media (min-width: 768px) { .bd-row { padding: 11px 28px; } }
.bd-row .bd-label { display: flex; align-items: center; gap: 6px; color: var(--text-2); min-width: 0; }
.bd-row .bd-label small { color: var(--text-3); font-size: 0.78rem; white-space: nowrap; }
.bd-row .bd-amount { font-variant-numeric: tabular-nums; font-weight: 500; text-align: right; white-space: nowrap; }
.bd-row.minus .bd-amount { color: var(--text); }
.bd-row.minus .bd-amount::before { content: "− "; color: var(--text-3); }
.bd-row.plus .bd-amount { color: var(--positive); }
.bd-row.plus .bd-amount::before { content: "+ "; }
.bd-row.sub { background: var(--surface-2); }
.bd-row.sub .bd-label, .bd-row.sub .bd-amount { color: var(--text); font-weight: 600; }
.bd-row.total { background: var(--brand-50); border-bottom: 0; padding-top: 14px; padding-bottom: 14px; }
.bd-row.total .bd-label { color: var(--brand-ink); font-weight: 700; font-size: 0.95rem; }
.bd-row.total .bd-amount { color: var(--brand-ink); font-weight: 800; font-size: 1.05rem; }
.bd-row.info-row { font-size: 0.82rem; }
.bd-row.info-row .bd-label, .bd-row.info-row .bd-amount { color: var(--text-3); }
.bd-row.flash { background: #fff8dc; transition: background 0s; }
.bd-row.total.flash { background: #e6edff; }

.result-actions { display: grid; grid-template-columns: 1fr 1fr auto; gap: 8px; padding-top: 20px; }
.result-actions .btn { padding: 0 10px; }
.result-actions .btn span { display: inline-flex; }

/* Aannames */
.assumptions { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 14px; }
.assumptions span { padding: 3px 9px; border-radius: 999px; font-size: 0.74rem; color: var(--text-2); background: var(--surface-3); }

/* Extra kaart (werkgever / jaar) */
.extra-card h3 { font-family: var(--font-sans); font-size: 0.95rem; font-weight: 700; letter-spacing: 0; display: flex; align-items: center; gap: 6px; }
.extra-card .extra-grid { display: grid; gap: 14px; margin-top: 14px; }
.extra-card .extra-item { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; font-size: 0.88rem; color: var(--text-2); }
.extra-card .extra-item b { color: var(--text); font-weight: 600; font-variant-numeric: tabular-nums; white-space: nowrap; }
.extra-card .extra-item.big b { font-size: 1.1rem; font-family: var(--font-display); font-weight: 800; letter-spacing: -0.02em; }
.extra-card hr { border: 0; border-top: 1px solid var(--border); margin: 18px 0; }
.extra-card .note { font-size: 0.78rem; color: var(--text-3); margin-top: 10px; }
.marginal { display: flex; gap: 12px; align-items: center; padding: 12px 14px; border-radius: 12px; background: var(--surface-2); border: 1px solid var(--border); font-size: 0.86rem; color: var(--text-2); }
.marginal b { color: var(--text); }
.marginal .marginal-icon { width: 32px; height: 32px; border-radius: 9px; display: grid; place-items: center; background: var(--surface); border: 1px solid var(--border); color: var(--brand); flex-shrink: 0; }
.marginal .marginal-icon svg { width: 16px; height: 16px; }

/* Foutmelding */
.field-error { display: flex; gap: 6px; align-items: center; margin-top: 6px; font-size: 0.82rem; color: var(--negative); font-weight: 500; }

/* ---------- Uitleg & bronnen ---------- */
.explain { margin-top: 56px; scroll-margin-top: calc(var(--header-h) + 24px); }
.explain h2 { font-size: 1.45rem; font-weight: 800; }
.explain-steps { counter-reset: stap; list-style: none; padding: 0; margin: 20px 0 0; display: grid; gap: 12px; }
@media (min-width: 900px) { .explain-steps { grid-template-columns: repeat(2, 1fr); } }
.explain-steps li {
  counter-increment: stap; position: relative; padding: 18px 20px 18px 60px; border-radius: var(--radius);
  background: var(--surface); border: 1px solid var(--border); font-size: 0.9rem; color: var(--text-2);
}
.explain-steps li::before {
  content: counter(stap); position: absolute; left: 18px; top: 16px; width: 28px; height: 28px; border-radius: 8px;
  display: grid; place-items: center; background: var(--brand-50); color: var(--brand); font-weight: 700; font-size: 0.85rem;
}
.explain-steps li strong { display: block; color: var(--text); font-size: 0.95rem; margin-bottom: 4px; }
.param-grid { display: grid; grid-template-columns: minmax(0, 1fr); gap: 12px; margin-top: 20px; }
@media (min-width: 700px) { .param-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1100px) { .param-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.param-card { padding: 18px 20px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--border); }
.param-card h3 { font-family: var(--font-sans); font-size: 0.86rem; font-weight: 700; letter-spacing: 0; color: var(--text); margin-bottom: 10px; }
.param-card table { width: 100%; border-collapse: collapse; font-size: 0.82rem; }
.param-card td { padding: 5px 0; color: var(--text-2); border-top: 1px solid var(--border); vertical-align: top; }
.param-card tr:first-child td { border-top: 0; }
.param-card td:last-child { text-align: right; color: var(--text); font-weight: 500; font-variant-numeric: tabular-nums; padding-left: 12px; }
@media (min-width: 480px) { .param-card td:last-child { white-space: nowrap; } }
.sources { margin-top: 20px; display: grid; gap: 6px; font-size: 0.84rem; color: var(--text-3); }
.sources a { color: var(--text-2); text-decoration: underline; text-decoration-color: var(--border-strong); text-underline-offset: 3px; }
.sources a:hover { color: var(--brand); text-decoration-color: currentColor; }

/* ---------- Mobiele samenvattingsbalk ---------- */
.mobile-bar {
  position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 30; display: none;
  align-items: center; justify-content: space-between; gap: 12px; padding: 12px 16px; border-radius: 14px;
  background: var(--text); color: #fff; box-shadow: 0 12px 32px -8px rgba(15, 23, 42, 0.45);
  transition: transform 0.3s var(--ease), opacity 0.3s;
}
.mobile-bar:hover { color: #fff; }
.mobile-bar small { display: block; font-size: 0.74rem; color: #cbd5e1; }
.mobile-bar b { font-family: var(--font-display); font-size: 1.25rem; font-weight: 800; letter-spacing: -0.02em; }
.mobile-bar .mobile-cta { display: inline-flex; align-items: center; gap: 4px; font-size: 0.85rem; font-weight: 600; color: #cbd5e1; }
.mobile-bar .mobile-cta svg { width: 16px; height: 16px; }
.mobile-bar.is-hidden { transform: translateY(140%); opacity: 0; pointer-events: none; }
@media (max-width: 1023px) {
  .mobile-bar { display: flex; }
  body { padding-bottom: 84px; }
}

/* ---------- Print ---------- */
@media print {
  .calc-layout { grid-template-columns: 1fr 1fr; }
  .calc-result { position: static; }
  .range, .chips, .mobile-bar, .explain { display: none !important; }
  details:not([open]) .disclosure-body { display: none; }
}

/* ---------- Infopagina's ---------- */
.info-tabs { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 8px; }
.info-tabs a { padding: 8px 14px; border-radius: 999px; border: 1px solid var(--border); background: var(--surface); color: var(--text-2); font-size: 0.88rem; font-weight: 500; }
.info-tabs a:hover { border-color: var(--brand-200); color: var(--brand); }
.info-section { margin-top: 40px; scroll-margin-top: calc(var(--header-h) + 24px); }
.info-section > h2 { font-size: 1.35rem; font-weight: 800; }
.info-section .param-grid { margin-top: 16px; }
.prose { max-width: 760px; }
.prose h2 { font-size: 1.1rem; margin-top: 28px; }
.prose h2:first-child { margin-top: 0; }
.prose p { margin-top: 8px; color: var(--text-2); }
.link-cards { display: grid; gap: 10px; margin-top: 16px; }
@media (min-width: 700px) { .link-cards { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .link-cards { grid-template-columns: repeat(3, 1fr); } }
.link-cards a { display: flex; flex-direction: column; gap: 2px; height: 100%; padding: 14px 16px; border-radius: var(--radius); border: 1px solid var(--border); background: var(--surface); color: var(--text); transition: border-color 0.2s, box-shadow 0.2s; }
.link-cards a:hover { border-color: var(--brand-200); box-shadow: var(--shadow); color: var(--text); }
.link-cards strong { font-size: 0.95rem; }
.link-cards span { font-size: 0.82rem; color: var(--text-3); }

/* ==========================================================================
   Nieuwe opbouw: eerst invullen, dan resultaat
   ========================================================================== */
.flow { max-width: 920px; margin: 0 auto; display: grid; grid-template-columns: minmax(0, 1fr); gap: 16px; }
.flow-wide { max-width: var(--container); margin: 0 auto; }

/* Tabbladen binnen een rekentool */
.tool-tabs {
  display: inline-flex; flex-wrap: wrap; gap: 4px; padding: 4px; border-radius: 12px;
  background: var(--surface-3); border: 1px solid var(--border);
}
.tool-tabs button {
  min-height: 40px; padding: 0 18px; border-radius: 9px; font-size: 0.92rem; font-weight: 500; color: var(--text-2);
  transition: background 0.2s, color 0.2s, box-shadow 0.2s;
}
.tool-tabs button:hover { color: var(--text); }
.tool-tabs button[aria-selected="true"] { background: var(--surface); color: var(--text); font-weight: 600; box-shadow: 0 1px 3px rgba(15, 23, 42, 0.1), 0 0 0 1px rgba(15, 23, 42, 0.04); }
.tabs-row { max-width: 920px; margin: 0 auto 16px; }

/* Basisvelden */
.basis-grid { display: grid; gap: 16px 20px; margin-top: 20px; }
@media (min-width: 640px) { .basis-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 900px) { .basis-grid.cols-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.basis-grid > * { min-width: 0; }
.basis-grid .field + .field { margin-top: 0; }
.basis-grid .span-all { grid-column: 1 / -1; }
.field-link { margin-top: 6px; font-size: 0.8rem; font-weight: 600; color: var(--brand); }
.field-link:hover { text-decoration: underline; text-underline-offset: 3px; }

/* Uitbreidingen (optioneel, onderaan) */
.extras-title { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; margin: 8px 4px 0; }
.extras-title h2 { font-family: var(--font-sans); font-size: 0.95rem; font-weight: 700; letter-spacing: 0; }
.extras-title p { font-size: 0.82rem; color: var(--text-3); }
.extras { display: grid; gap: 8px; }
.extra { border-radius: var(--radius); border: 1px solid var(--border); background: var(--surface); transition: border-color 0.2s, box-shadow 0.2s; scroll-margin-top: calc(var(--header-h) + 16px); }
.extra.is-on { border-color: var(--brand-200); box-shadow: 0 0 0 1px var(--brand-100); }
.extra-head { display: flex; align-items: center; gap: 14px; padding: 14px 16px; cursor: pointer; }
.extra-head .extra-text { flex: 1; min-width: 0; }
.extra-head strong { display: block; font-size: 0.92rem; font-weight: 600; }
.extra-head small { display: block; font-size: 0.8rem; color: var(--text-3); margin-top: 1px; }
.extra-head .extra-status { font-size: 0.75rem; font-weight: 600; color: var(--brand); white-space: nowrap; }
.extra-body { padding: 0 16px 18px; border-top: 1px solid var(--border); padding-top: 16px; }
.extra-body[hidden] { display: none !important; }

/* Lijsteditor (periodes, stortingen, rendement per jaar) */
.list-editor { display: grid; gap: 8px; }
.list-row { display: grid; grid-template-columns: repeat(var(--cols, 3), minmax(0, 1fr)) 40px; gap: 8px; align-items: end; }
.list-row .field { margin: 0; }
.list-row .label { font-size: 0.78rem; font-weight: 500; color: var(--text-2); margin-bottom: 4px; }
.list-row .input-group { height: 42px; }
.list-row:not(:first-child) .label { display: none; }
.row-remove { width: 40px; height: 42px; border-radius: 10px; display: grid; place-items: center; color: var(--text-3); border: 1px solid var(--border); background: var(--surface); }
.row-remove:hover { color: var(--negative); border-color: #fecdca; background: #fef3f2; }
.row-remove svg { width: 16px; height: 16px; }
.list-add { justify-self: start; margin-top: 4px; }
.list-hint { font-size: 0.8rem; color: var(--text-3); }
.list-warn { font-size: 0.82rem; color: var(--warning); background: var(--warning-50); border-radius: 10px; padding: 8px 12px; }
@media (max-width: 520px) { .list-row { grid-template-columns: repeat(var(--cols, 3), minmax(0, 1fr)) 36px; gap: 6px; } .row-remove { width: 36px; } }

/* Actiebalk */
.flow-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; padding: 8px 0 4px; }
.btn-lg { min-height: 52px; padding: 0 28px; font-size: 1rem; border-radius: 12px; }
.flow-actions .hint { margin: 0; }

/* Resultaten */
.results { max-width: 920px; margin: 32px auto 0; display: grid; grid-template-columns: minmax(0, 1fr); gap: 16px; scroll-margin-top: calc(var(--header-h) + 16px); }
.results[hidden] { display: none !important; }
.results-head { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 12px; }
.results-head h2 { font-size: 1.35rem; font-weight: 800; }
.hero-result { padding: 28px; }
@media (min-width: 768px) { .hero-result { padding: 32px; } }
.hero-result .result-value { font-size: clamp(2.4rem, 6vw, 3.4rem); }
.hero-grid { display: grid; gap: 20px; }
@media (min-width: 900px) { .hero-grid { grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); align-items: center; } }
.stat-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
.stat { padding: 14px; border-radius: 14px; border: 1px solid var(--border); background: var(--surface-2); min-width: 0; }
.stat span { display: flex; align-items: center; gap: 4px; font-size: 0.78rem; color: var(--text-2); }
.stat b { display: block; margin-top: 2px; font-family: var(--font-display); font-weight: 800; font-size: 1.2rem; letter-spacing: -0.02em; font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }
.stat small { display: block; font-size: 0.74rem; color: var(--text-3); margin-top: 2px; }
.notice { padding: 12px 14px; border-radius: 12px; font-size: 0.86rem; color: var(--text-2); background: var(--surface-2); border: 1px solid var(--border); }
.notice b { color: var(--text); }
.notice.warn { background: var(--warning-50); border-color: #fedf89; color: var(--warning); }
.view-toggle { display: inline-flex; gap: 4px; padding: 3px; border-radius: 10px; background: var(--surface-3); border: 1px solid var(--border); }
.view-toggle button { min-height: 32px; padding: 0 12px; border-radius: 8px; font-size: 0.8rem; font-weight: 500; color: var(--text-2); }
.view-toggle button[aria-pressed="true"] { background: var(--surface); color: var(--text); font-weight: 600; box-shadow: 0 1px 2px rgba(15, 23, 42, 0.1); }
.info-links { margin-top: 40px; text-align: center; font-size: 0.86rem; color: var(--text-3); }
.info-links a { color: var(--text-2); text-decoration: underline; text-decoration-color: var(--border-strong); text-underline-offset: 3px; }
.info-links a:hover { color: var(--brand); }

/* Gedeeld: kleine invoer, grafiekkoppen en tabellen */
.input-group.input-sm { width: 112px; height: 40px; flex-shrink: 0; }
.input-group.input-sm .input { text-align: right; padding-left: 12px; }
.chart-head { display: flex; flex-wrap: wrap; align-items: flex-end; justify-content: space-between; gap: 12px 24px; margin-bottom: 16px; }
.chart-title { font-size: 1.1rem; font-weight: 700; }
.chart-foot { margin-top: 12px; font-size: 0.86rem; color: var(--text-2); }
.chart-foot b { color: var(--text); }
.table-scroll { overflow-x: auto; }
.data-table { width: 100%; border-collapse: collapse; font-size: 0.82rem; font-variant-numeric: tabular-nums; }
.data-table th, .data-table td { padding: 8px 10px; text-align: right; white-space: nowrap; border-bottom: 1px solid var(--border); }
.data-table th:first-child, .data-table td:first-child { text-align: left; position: sticky; left: 0; background: var(--surface); }
.data-table thead th { font-size: 0.72rem; font-weight: 600; letter-spacing: 0.03em; text-transform: uppercase; color: var(--text-3); }
.data-table tbody td { color: var(--text-2); }
.data-table tbody td.strong { color: var(--text); font-weight: 600; }
.data-table tbody td.pos { color: var(--positive); font-weight: 600; }
.data-table tbody td.neg { color: var(--negative); font-weight: 600; }
.data-table tbody tr.is-current td { background: var(--brand-50); color: var(--brand-ink); font-weight: 600; }

/* Resultaatkop en hulpmiddelen */
.results-tools { display: flex; flex-wrap: wrap; align-items: center; gap: 6px; }
.results-tools .btn svg { width: 16px; height: 16px; }
.results > .card { min-width: 0; }
.stat .sw { display: inline-block; width: 9px; height: 9px; border-radius: 3px; flex-shrink: 0; }
.result-range { margin-top: 6px; font-size: 0.86rem; color: var(--text-2); min-height: 1.3em; }
.result-range b { color: var(--text); }
.extra-head .chev { display: inline-grid; width: 20px; height: 20px; color: var(--text-3); transition: transform 0.25s var(--ease); flex-shrink: 0; }
.extra-head .chev svg { width: 20px; height: 20px; }
.extra-head .info { vertical-align: -3px; }
.row-label { display: flex; align-items: center; color: var(--text-2); font-size: 0.86rem; white-space: nowrap; overflow: hidden; }
.pct-picker { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; }
.pct-picker .segmented { flex: 1 1 260px; }

/* Bruto ↔ Netto */
.amount-row { display: grid; grid-template-columns: minmax(0, 1fr); gap: 12px 16px; }
@media (min-width: 640px) { .amount-row { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); align-items: end; } }
.amount-row .field + .field { margin-top: 0; }
.amount-row + .hint { margin-top: 8px; }
.data-table td small.muted { color: var(--text-3); font-size: 0.78rem; }
.data-table.tabel-2 td:first-child { white-space: normal; }
.result-card .breakdown { margin-top: 20px; }
.result-card .assumptions { margin-top: 16px; }
@media (min-width: 560px) { .legend-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); } }

/* ==========================================================================
   Toolpagina: hoofdkolom + rechterkolom (vanaf 1180px)
   ========================================================================== */
.tool-layout { display: grid; grid-template-columns: minmax(0, 1fr); gap: 32px; align-items: start; }
.tool-main { min-width: 0; }
.tool-main .flow, .tool-main .results, .tool-main .tabs-row { max-width: none; margin-left: 0; margin-right: 0; }
.tool-main .page-head { max-width: 760px; margin-left: 0; text-align: left; }
.tool-main .info-links { text-align: left; margin-top: 28px; }
.tool-rail { display: grid; gap: 16px; min-width: 0; }
@media (min-width: 1180px) {
  .tool-layout { grid-template-columns: minmax(0, 1fr) 290px; gap: 40px; }
  .tool-rail { position: sticky; top: calc(var(--header-h) + 24px); margin-top: 40px; }
}
.rail-blok { padding: 18px 18px 14px; border-radius: var(--radius-lg); background: var(--surface); border: 1px solid var(--border); }
.rail-tools { display: grid; gap: 2px; }
.rail-tools .menu-icoon { width: 34px; height: 34px; }
.rail-info p { font-size: 0.84rem; color: var(--text-2); margin-top: 6px; }
.rail-info a { color: var(--brand); }
@media (max-width: 1179px) {
  .tool-rail { margin-top: 24px; }
  .rail-tools { grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); gap: 4px 20px; }
  .rail-tools a { margin: 0; }
}

/* Optionele instellingen: twee kolommen op brede schermen; een open instelling neemt de volle breedte */
@media (min-width: 900px) {
  .extras { grid-template-columns: repeat(2, minmax(0, 1fr)); align-items: start; }
  .extras > .extra:has(.extra-body:not([hidden])) { grid-column: 1 / -1; }
}
.results { margin-top: 32px; }

/* Gedeeld: conclusiekop, kleuren per keuze, detailtabellen */
.kleur-ez { color: #334155; }
.kleur-bv { color: var(--brand); }
.concl-kop { font-family: var(--font-display); font-size: clamp(1.25rem, 3vw, 1.6rem); font-weight: 700; letter-spacing: -0.02em; line-height: 1.3; color: var(--text); }
.concl-delta { display: flex; flex-wrap: wrap; gap: 8px 22px; margin-top: 12px; font-size: 0.95rem; color: var(--text-2); }
.concl-delta b { font-family: var(--font-display); font-size: 1.35rem; font-weight: 800; letter-spacing: -0.02em; font-variant-numeric: tabular-nums; }
.concl-nuance { margin-top: 12px; padding: 10px 14px; border-radius: 10px; background: var(--surface-2); border: 1px solid var(--border); font-size: 0.88rem; color: var(--text-2); }
.concl-nuance b { color: var(--text); }
.concl-omslag { margin-top: 16px; font-size: 0.86rem; color: var(--text-2); }
.concl-omslag b { color: var(--text); }
.detail-table { width: 100%; border-collapse: collapse; font-size: 0.8rem; font-variant-numeric: tabular-nums; }
.detail-table td { padding: 5px 0; border-bottom: 1px solid var(--border); color: var(--text-2); vertical-align: top; }
.detail-table td:last-child { text-align: right; padding-left: 12px; white-space: nowrap; color: var(--text); }
.detail-table tr.sub td { color: var(--text); font-weight: 600; }
.detail-table tr.totaal td { color: var(--text); font-weight: 700; border-bottom-color: var(--border-strong); }
.detail-table .info { vertical-align: -3px; margin-left: 2px; }
@media (min-width: 640px) { .stat-grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
@media (min-width: 640px) { .stat-grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.conclusie-kort { padding: 24px; }
@media (min-width: 768px) { .conclusie-kort { padding: 28px 30px; } }
.concl-sub { margin-top: 10px; color: var(--text-2); font-size: 0.95rem; }
.concl-sub b { color: var(--text); }
.kleur-etf { color: var(--brand); }
.detail-table td small { display: block; color: var(--text-3); font-size: 0.74rem; }

/* Sparen of beleggen: drie kaarten naast elkaar */
.vergelijk-grid { display: grid; gap: 10px; margin-top: 18px; }
@media (min-width: 640px) { .vergelijk-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.vergelijk-kaart { position: relative; padding: 14px 16px 14px 20px; border-radius: 14px; border: 1px solid var(--border); background: var(--surface-2); overflow: hidden; min-width: 0; }
.vergelijk-kaart::before { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 4px; background: var(--kleur); }
.vk-titel { display: flex; align-items: center; gap: 8px; font-size: 0.86rem; font-weight: 600; color: var(--text-2); }
.vk-titel i { width: 9px; height: 9px; border-radius: 3px; background: var(--kleur); }
.vergelijk-kaart b { display: block; margin-top: 4px; font-family: var(--font-display); font-weight: 800; font-size: clamp(1.4rem, 3.5vw, 1.8rem); letter-spacing: -0.03em; }
.vergelijk-kaart small { display: block; margin-top: 2px; font-size: 0.78rem; color: var(--text-3); }

/* Huren of kopen: maandkosten naast elkaar */
.maand-vgl { display: grid; gap: 20px; margin-top: 14px; }
@media (min-width: 700px) { .maand-vgl { grid-template-columns: 1fr 1fr; } }
.mv-titel { display: flex; align-items: center; gap: 8px; font-weight: 700; font-size: 0.92rem; margin-bottom: 6px; }
.mv-titel i { width: 10px; height: 10px; border-radius: 3px; }
.maand-vgl .hint { margin-top: 10px; }

/* Uitleg en veelgestelde vragen onder elke tool */
.tool-content { margin-top: 48px; padding-top: 8px; border-top: 1px solid var(--border); max-width: 780px; }
.uitleg-blok { margin-top: 32px; }
.uitleg-blok h2 { font-size: 1.3rem; font-weight: 800; letter-spacing: -0.02em; }
.uitleg-blok p { margin-top: 12px; color: var(--text-2); line-height: 1.65; }
.uitleg-blok p strong { color: var(--text); }
.voorbeeld-tabel { width: 100%; max-width: 560px; margin-top: 14px; border-collapse: collapse; font-size: 0.9rem; font-variant-numeric: tabular-nums; }
.voorbeeld-tabel th, .voorbeeld-tabel td { padding: 8px 10px; border-bottom: 1px solid var(--border); text-align: right; }
.voorbeeld-tabel th:first-child, .voorbeeld-tabel td:first-child { text-align: left; }
.voorbeeld-tabel th { font-size: 0.74rem; text-transform: uppercase; letter-spacing: 0.04em; color: var(--text-3); font-weight: 600; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-item:first-of-type { margin-top: 10px; border-top: 1px solid var(--border); }
.faq-item summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 16px 0; font-weight: 600; color: var(--text); }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; font-size: 1.3rem; font-weight: 400; color: var(--text-3); flex-shrink: 0; transition: transform 0.2s; }
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item p { margin: -4px 0 16px; }
@media (max-width: 520px) { .voorbeeld-tabel { font-size: 0.82rem; } .voorbeeld-tabel th, .voorbeeld-tabel td { padding: 7px 6px; } }

/* ---------- Gsm: tabellen, kaarten en koppen ---------- */
.concl-kop, .chart-title, .section-title, .result-kicker { word-spacing: 0.04em; }
/* Schaduw aan de rand als een tabel verder scrolt */
.table-scroll {
  background:
    linear-gradient(to right, var(--surface) 30%, rgba(255, 255, 255, 0)) left center / 24px 100% no-repeat local,
    linear-gradient(to left, var(--surface) 30%, rgba(255, 255, 255, 0)) right center / 24px 100% no-repeat local,
    radial-gradient(farthest-side at 0 50%, rgba(15, 23, 42, 0.14), transparent) left center / 10px 100% no-repeat scroll,
    radial-gradient(farthest-side at 100% 50%, rgba(15, 23, 42, 0.14), transparent) right center / 10px 100% no-repeat scroll;
}
.table-scroll .data-table th:first-child, .table-scroll .data-table td:first-child { background: transparent; position: static; }
@media (max-width: 640px) {
  .card-pad, .hero-result, .conclusie, .conclusie-kort, .result-card { padding: 18px; }
  .results { gap: 12px; margin-top: 24px; }
  .results-head h2 { font-size: 1.2rem; }
  .data-table { font-size: 0.74rem; }
  .data-table th, .data-table td { padding: 7px 5px; }
  .data-table thead th { font-size: 0.6rem; letter-spacing: 0.02em; }
  .data-table td small { font-size: 0.66rem; }
  .chart-head { margin-bottom: 10px; }
  .chart-title { font-size: 1.02rem; }
  .concl-kop { font-size: 1.2rem; line-height: 1.3; }
  .stat { padding: 12px; }
  .stat b { font-size: 1.05rem; }
  .hero-result .result-value { font-size: 2.2rem; }
  .breakdown, .compare-table { margin-left: -18px !important; margin-right: -18px !important; }
  .bd-row { padding-left: 18px; padding-right: 18px; }
  .tool-content { margin-top: 36px; }
  .uitleg-blok h2 { font-size: 1.15rem; }
  .uitleg-blok p { font-size: 0.95rem; }
}